Have you been turned down for a traditional car loan because of your credit history? You’re not alone. Many people in Elgin and across the country face the same challenge. But here’s the good news: Lease Here, Pay Here (LHPH) financing at Absolute Rent-A-Car could be the solution you’ve been looking for. We’ve been helping Elgin drivers get behind the wheel for over 22 years, and we believe everyone deserves a chance to drive a reliable, newer-model car.

 

 

What is Lease Here, Pay Here?

Lease Here, Pay Here is a type of auto financing where the dealership, like Absolute Rent-A-Car, provides the financing directly to you. This means we can work with you even if you have bad credit, no credit, or a past bankruptcy. Unlike traditional lenders that focus heavily on credit scores, we consider your current financial situation and your ability to make payments.

Why Choose Lease Here, Pay Here at Absolute Rent-A-Car?

At Absolute Rent-A-Car, we’re not your typical LHPH dealership. We’re committed to providing a positive and empowering experience for our customers. Here’s how we’re different:

• Drive Newer Models: We specialize in offering a wide selection of newer model cars, so you can enjoy the comfort, safety, and reliability you deserve.
• Build Your Credit: We report your payments to credit bureaus, giving you the opportunity to improve your credit score with every on-time payment.
• Flexible Payment Options: We understand that everyone’s financial situation is different. We’ll work with you to create a payment plan that fits your budget.
• Transparent Terms: We believe in clear and upfront communication. We’ll explain all the terms of your agreement in detail, so you know exactly what to expect.
• 22 Years of Experience: We’ve been a trusted part of the Elgin community for over two decades. We’re here to build long-term relationships with our customers.

Addressing Potential Concerns:

We understand that you might have heard some negative things about LHPH. It’s true that interest rates can be higher compared to traditional loans. However, this reflects the higher risk that lenders take on when financing individuals with lower credit scores. At Absolute Rent-A-Car, we strive to offer competitive rates within the LHPH market, and we’re always transparent about our terms. We believe that the opportunity to drive a newer car and rebuild your credit is worth the investment. We also offer a rent-to-own program.

The Absolute Rent-A-Car Difference:

Our goal is to help you succeed. We’re not just here to sell you a car; we’re here to help you get on the path to financial stability. Our experienced team will guide you through every step of the process, from selecting the right vehicle to making your final payment. We want to see you drive away happy and confident in your decision.

Ready to Get Started?

If you’re ready to experience the Absolute Rent-A-Car difference, we invite you to browse our inventory of newer model cars online, get pre-approved for financing in minutes, or visit our dealership in Elgin, IL. We’re here to answer your questions and help you find the perfect car for your needs. Don’t let bad credit hold you back any longer. Take the first step towards driving a newer car today!